Josh Crawford Has Not Had A Bank Account In More Than A Decade And Likes It That Way
“The tradeoff is just peace of mind,” said Crawford, who does not have a car and instead uses a bike and public transportation. “It’s easy living.”
Crawford is one of the 60 million people in the United States who have little or no relationship with a bank, often referred to by economists and the banking industry as the “underbanked.” Some of those, like Crawford, have been nudged out of the banking system. Years ago, he got into trouble with an overdrawn checking account at Bank of America, he said. He was for a time barred from having a checking account.”
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