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Got Health Insurance? Why You May Want To Pretend You Don't

By keeping patients — and doctors — in the dark, insurance companies essentially have been given a carte blanche to rip people off, argues Dr. David Belk. Many medical services — blood work, MRIs, CAT scans, Pap tests — also wind up costing insured patients less if they pay out of pocket rather than submit a claim to their insurance companies, said Belk.

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